Your team approves. Finexio runs the payment operation.
Finexio routes approved payments using supplier preferences, eligibility, and program rules, works exceptions, and returns reconciliation.
Follow the same three suppliers.
Illustrative workflow
63%
less time spent on AP payments
Named customers. Real numbers.
Finance teams have moved substantial check spend and payment volume to electronic delivery with Finexio. 500,000+ suppliers paid across payment methods over time. This is historical payment reach, not an active or verified membership count.
of check spend digitized
Gallagher Fluid Seals
of total spend moved to digital
Worldwide Produce
AP delivered electronically
Amherst College
Finance teams across industries run their payments on Finexio
$2,000,000stands behind covered payments.
Misdirected and fraudulent payments demand more than after-the-fact review. Shield pairs pre-payment controls with a guarantee of up to $2M for eligible covered payments, subject to the applicable agreement and paid-program terms.
The controls that earn it
Supplier verification
Supplier identity and bank-detail changes move through verification controls before payment release.
Bank-account validation
Account details are checked against the payee and the applicable program workflow.
Payee screening
Eligible payees are screened for fraud, sanctions, and risk signals within the program workflow.
Transaction monitoring
Payment activity is monitored before release under applicable program controls.
Where Finexio fits
Approval is one step. Who owns what follows?
As you compare providers, ask who handles supplier enablement, payment delivery, exceptions, and reconciliation.
AP automation platforms
Who runs payment delivery and supplier support after approval, and what remains with your AP team?
Corporate card programs
Which supplier payment methods are supported, and who handles enrollment, exceptions, and reconciliation?
Payment networks and BPO
How are suppliers outside the network supported, and who owns unresolved payments through reconciliation?
Finexio
One approved file. Managed payment operations.
A named operations team handles supplier enablement, payment delivery, support, and exceptions, then returns reconciliation to your ERP. Scope and payment methods depend on your program.
Supplier enablement
Enablement starts with the suppliers most likely to say yes.
Software assesses likely supplier payment preferences, so the team can focus outreach. Finexio people own the result.
Assess payment preferences
Historical payment signals help focus supplier outreach.
Confirm with the supplier
Finexio teams verify preferences, answer questions, and work exceptions.
Keep approval with you
Your team retains payment approval. An unresolved signal is not authorization to move funds.
ROI preview
Start with the AP numbers that matter.
Adjust annual B2B spend and monthly supplier-payment volume. The full model lets you tune check share, labor, card eligibility, and program assumptions.
The estimate models operating impact across the spend range these controls cover. It is a planning tool, not a quote.
Directional annual impact
$128K
A planning estimate, not guaranteed savings. Tune every assumption in the full model.
See where Finexio fits your payment program.
Tell us your AP spend, supplier count, and current payment mix. We'll show where Finexio fits, what we would operate, and which assumptions need validating. File-based implementations can launch in weeks. Your data readiness and security review set the pace.
J.P. Morgan is the issuing bank behind card payments and Visa is the card network. Finexio is the orchestration platform that runs the operation, not a bank. Finexio Shield is a paid program that stands a $2M guarantee behind covered payments, governed by its own program terms, eligibility, exclusions, and the applicable customer agreement. Programs are scoped to qualifying direct-deal terms. Program scope, payment mix, supplier file quality, and contract terms are scoped in consultation. Coverage, security materials, supported payment methods, and implementation timelines depend on program scope, payment eligibility, supplier data, and agreement terms.