Why companies are choosing Finexio over BILL for B2B Payments

Multiple Payment Options.
Best-in-class service offerings.
Ongoing supplier adoption.

Finexio, a leading provider of Accounts Payable (AP) Payments as a Service, is focused on enabling end-to-end business payment capabilities in mid-market and enterprise organizations while also providing embedded AP Payments as a Service for its partners in AP, procurement software, and banks. We outperform competitor guarantees by a landslide by delivering 2-3x average industry virtual card adoption rates. Finexio’s approach helps keep your suppliers engaged, happy, and paid on time! 

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A trusted partner of some of the largest financial institutions, procurement, and accounts payable software.

What Makes Finexio Different?

Finexio’s focus and expertise is on managed-service and payments, while BILL focuses on small and medium sized businesses. When asked why they are moving away from B2B payments with BILL, customers often mentioned a non-existent approach to supplier outreach, lack of service teams to assist, and no visibility into virtual card revenue share. 

Campaign Driven Optimization Approach

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Best-in-Class Supplier Enablement and Payment Operations Teams

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Receive More Revenue Share With Virtual Card

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Compare Finexio vs. BILL

BILL has helped many small and medium sized companies with accounts payable and receivables, but when it comes to AP payments for mid-market and enterprise organizations, customers choose Finexio. Finexio focuses on helping B2B finance teams by providing unmatched customer service and revenue generation off their existing AP spend.




Immediately take advantage of modern electronic payments

Offers Same-Day ACH

Offers Positive Pay on Printed Checks

Matches each supplier to the right comprehensive payment option for them, such as Virtual Card, ACH, Enhanced ACH, eChecks, Paper Checks & Wire Transfer

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Payments team in place to handle payment exceptions and delivery of payments

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Communicates the value of electronic payments with correct-size outreach and analysis

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Ongoing supplier adoption, not just during onboarding

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Virtual card campaign-driven data & technology approach

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All size company suppliers are targeted and 100% of spend managed

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Highly secure and reliable infrastructure within Amazon Web Services (AWS)

24/7 monitoring and response protects application from unauthorized access

Role-based permissions and multi-factor authentication

Detect, respond, and eliminate inherent and residual money laundering, terrorist financing, and fraud-related risks with account validation, AML, OFAC sanction lists, and KYC monitoring tools

Organizational SOC 2 Type 2 Certification in place


Buyer & Supplier web-based Portal

Rich payment remittance data, filters and robust reporting capabilities

Payments Aging Reports

Payments Audit Trail


Partner-specific model available

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Virtual Card by Mail Program

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Target “long-tail” supplier payments equally, resulting in 2-3x virtual card above industry average conversion

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Multi-channel supplier outreach campaign approach to increase electronic conversion

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Supplier Enablement Team that maintains strong relationships with suppliers

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Campaign-Driven Optimization Approach

Finexio continues ongoing management of supplier payment preferences and requirements, not just during onboarding.

We educate suppliers on the benefits of electronic payments and virtual cards, and work with them on their preferred payment method.

Finexio communicates effectively and in a friendly approach, with all customers’ suppliers, no matter the size of their business.

call center team smiling

Best-in-Class Supplier Enablement & Payment Operations Teams

All supplier enrollment and preferences are handled by Finexio’s in-house supplier enablement team, and not just during onboarding.

No need to worry about who to reach out to when you have a question about a payment.

After payment is submitted, Finexio’s Payment Operations team handles all activities necessary to ensure the supplier is successfully paid. This includes ensuring the successful delivery of payments, exception handling, and other activities typically performed by a customer’s AP team.

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Receive Revenue Share with
Virtual Card

Finexio is in business to help our customers and partners gain a new stream of revenue for their business.

Finexio delivers 2-3x higher virtual card adoption than the industry average.

We use a multi-touch, ongoing approach to education around virtual card payment acceptance. We ensure you are generating the most revenue possible from existing accounts payable spend.

Finexio is Here to Ensure Your Steps to Success

Unlock access to our unparalleled support services.

Implementation Support

Our dedicated implementation team will guide you every step of the way for a seamless onboarding process. Our specialists are readily available to ensure we hit the ground running as a team.

Strategic Account Management

Your strategic account manager is your trusted payments partner. We’ll help you get onboarded, be your advocate, tune into your feedback, and be excited to share expert advice to best optimize your AP payments.

Customer Support & Help Center

Receive fast, top-tier support and prompt responses to all payment inquiries or questions about the Finexio Portal and reporting. The Help Center includes FAQs and supporting articles to best assist you and your business.

“...Finexio makes it possible to get time back in your day, and money in your pocket.”

–John Kates, CEO of Gallagher Fluid Seals, Inc.