Business payments made simple

It’s never been easier for you to pay, get paid, and unlock a new source of cash.

AP Payments as a Service

Simplification and optimization at every stage of the AP process.
Eliminate time-consuming work functions for you and your team.

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Identify

Finexio strategically identifies who to pay and the best method of payment

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Enable

Our dedicated service team onboards suppliers through multi-channel campaigns

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Deliver

Payments are debited from the customer’s bank account and distributed to suppliers according to their preference

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Support

Finexio takes care of all payment issues, resends, refunds, change requests, and supplier inquiries for you

Dynamic Reporting & Payment Analytics

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100% Managed Data

Finexio optimizes your payment data so you can easily gain insights to increase budgeting and forecasting accuracy

Visibility

Our portal tracks how and when your payments are sent, providing easy access for quicker analysis

Security

Improve your payment security with validated, encrypted, and securely stored bank account information

Features

FinexioPay

We strategically identify who to pay and the best method of payment
Our dedicated service team onboards suppliers through multi-channel campaigns
We take care of any payment issues, resends, refunds, change requests, and supplier inquiries

FinexioCash

Pay Suppliers on invoice approval and earn cash back
Access instant funding to support early payments
Easily extend payment terms to free up cash

FinexioOnDemand

Get your invoices paid faster in exchange for a discount
All eligible invoices are paid automatically, with the cash quickly landing directly in your bank account
Turn FinexioOnDemand on or off at any time, depending on your need for cash. No questions asked.

Finexio turns AP Spend into Cashflow by:

Capturing Discounts

Never miss a discount
Retain control
Increase yield on cash

Generating Cash Back

Earn dollars on spend
AP becomes profit center
3X your card spend

Zero Cost Financing

No cost financing
Extend DPO 15 days
Improve supplier health

Extending Payment Terms

Unlock working capital
Stop paying invoices early
Optimized by payment type

How it works

Minimal Effort. Maximun Return.

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Optimize

Finexio analyzes your AP payment flows to identify working capital savings and best method of payment

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Deliver

Payments and remittance are distributed to suppliers via the best and preferred payment method

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Support

Finexio engages with suppliers to drive settlement and remove work from your AP team

What makes Finexio unique?

Our capabilities uniquely save and improve cashflow.

FinexioCash

  • Pay suppliers on invoice approval, accelerating payments, and earning a rebate

Early Payment Program

  • Finexio can pay your suppliers immediately after invoices are approved with no cost

Ten Payment Methods

  • More Domestic and International ways to pay means more cashflow, savings, and automation

Pricing

Move from paper checks to modern payment methods from day one.

Standard

$1000/month

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Includes 2 Users
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$150 per Additional User
Sign up for a Demo!

Enterprise

Contact us for pricing

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Additional users
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Unlimited virtual cards, ACH, and checks
Talk to Sales

Do Less While Saving More

Improve your financial position with Finexio through cost savings and cash back opportunities.
Estimate Your Annual Savings
$75 Million
Annual Revenue
$200k
Annual Savings
$150 Million
Annual Revenue
$425k
Annual Savings
$300 Million
Annual Revenue
$900k
Annual Savings
$1.8 Million
Annual Savings
$600 Million
Annual Revenue

Interested in AP Payments as a Service? Let's Get Started

Frequently Asked Questions

Is this secure?

Finexio’s physical infrastructure is hosted and managed within Amazon’s secure data centers and utilizes the Amazon Web Service (AWS) technology. Amazon continually manages risk and undergoes recurring assessments to ensure compliance with industry standards. Amazon’s data center operations have been accredited under: ISO 27001, SOC 1 and SOC 2/SSAE 16/ISAE 3402 (Previously SAS 70 Type II), FISMA Moderate, Sarbanes-Oxley (SOX), AML/KYC Screening

What’s involved in implementing Finexio’s solution?

Finexio works instantly with any Accounting or ERP system. Nothing to install and no IT resources required

How does Finexio know who and how to pay?

We analyze our customers' supplier list against a number of payment networks to determine the best way to pay those suppliers. Our technology uses internal and external data on payment method preference to fill in contact and company data gaps.

How can Finexio do this so affordably?
  • We employ Automation Technology and AI to pay your bills
  • Most suppliers already accept electronic payments
  • Financial institutions pay Finexio to create electronic connections that eliminate friction and reduce fraud